July 2018 Newsletter

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  • New Client Management System effective August 20th, 2018
  • JOIN US – 3rd Quarter Employers’ School – Return to Work / ADA
  • ACA Webinar – Health Care Reform: August Update
  • JOIN US – Forklift Train-The-Trainer Workshop
  • CPR & First Aid Certification Training
  • 4 Ways to Foster Employees’ Mental Health in the Workplace
  • SHRM-Koch Institute Research Identifies Value of Considering People with Criminal Records for Employment
  • How Can Employers #GigResponsibly?
  • 3 Strategies for Reducing Pharmacy Costs
  • Changes to Consumer Engagement Over Time Fall Short of Expectations
  • What’s the Best Combination of Spending/Saving with an HSA?

 


June 2018 Newsletter

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  • California Work Comp Exclusion Rules – Senate Bill 189 Update
  • California Workers’ Compensation Rate Relief on the Horizon
  • California Supreme Court Redefines Independent Contractors
  • Federal Electronic Recordkeeping Standard – California Employer Update
  • GDPR is Here: Mess Up and We’ll Fine You, Warns EU Privacy Chief
  • JOIN US – 3rd Quarter Employers’ School – Return to Work / ADA
  • JOIN US – Forklift Train-The-Trainer Workshop
  • CPR & First Aid Certification Training
  • 4 Ways to Prevent Employee Burnout
  • 4 Perks to Make Your Employees’ Lives Easier and Less Stressful
  • Big Financial Regret for Some: Not Starting Early to Save for Retirement
  • IRS Issues FAQs Clarifying New Employer Tax Credit for Paid Family and Medical Leave
  • Chronic Conditions: How to Help Pick the Right Health Plan for Employees
  • Addressing the Millennial Engagement Epidemic
  • 4 Actions HR Departments Should Take to Prepare for GDPR
  • 3 Ways to Better Manage Benefits for High-Turnover Employers
  • 2019 HSA contribution Limits Released
  • The State of Employee Benefits: Findings from the 2017 Health and Workplace Benefits Survey

 


 

May 2018 Newsletter

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  • California Work Comp Exclusion Rules – Senate Bill 189 Update
  • April 16th – 23rd – InterWest Gives Back Chico – Shriner’s Childrens’ Hospital – Northern California
  • May 12th, 2018 – 6th Annual Shasta Mud Run- Benefiting the programs of the Youth Violence Prevent Council of Shasta County
  • May 5th, 2018 – The Human Race Mendocino – Join InterWest in Supporting Mendocino County Nonprofits!
  • May 20th, 2018 – Walk a Mile in Her Shoes – The InterWest /WEAVE Partnership continues for the 5th year!
  • June 9th, 2018 – Triumph Cancer Foundation presents, Triumph Uncorked – Helwig Winery, 5-10 PM
  • Timely Claim Reporting
  • How Businesses Can Prepare for Active Shooters
  • ACA Webinar – Health Care Reform: May Update
  • JOIN US – Forklift Train-The-Trainer Workshop
  • CPR & First Aid Certification Training
  • Brain Health Is Connected to Heart Health
  • More Employee Sick Leave Equals Better Self-Care
  • Large Companies’ Older Workers a Blessing for Small Businesses
  • 9 Voluntary Solutions for Today’s Diverse Workforce
  • Expanding and Simplifying Benefits Packages to Increase Engagement
  • Millennials Bring Online Consumer Behaviors to Health Care Interaction

California Work Comp Exclusion Rules – Senate Bill 189 Update

Assembly Bill 2883 (AB2883) became effective January 1, 2017,  and changed the law regarding which corporate officers or members of boards of directors could be excluded from coverage under their workers’ compensation insurance policies.    Under AB2883, an individual officer/director must own at least 15% of a corporation’s stock, be a general partner in a partnership or be a managing member of a Limited Liability Company (LLC) in order to be eligible for exclusion.  However, the State Legislators concluded that the bill unintentionally disqualifies many owners from being able to elect exclusion from workers’ compensation coverage, so Senate Bill 189 (SB189) was introduced by the California Legislature to amend AB2883 and makes significant changes to the labor code as of July 1, 2018.

SB189 addresses the issue and broadens the criteria for owners in some entity types to be eligible for exclusion on new and renewal policies effective July 01, 2018 forward.  For partnerships and LLC’s, the general partner’s or managing member’s ownership interest may now be held in a revocable trust.  And for corporations, the ownership threshold for waiving workers’ compensation coverage was amended from 15% to 10% and the shares may now be held in a revocable trust.  There are also new, specific, waiving provisions for professional corporations, cooperative corporations and closely-held family businesses.

CORPORATIONS (other than Professional or Cooperative) and TRUSTS    Labor Code 3352(16)

Officers or Directors who own a minimum of 10% of the stock may elect to be excluded and the shares may now be held in a revocable trust.    Or, Officers or Directors who are covered by health insurance and own at least 1% with a parent, grandparent, sibling, spouse or child owning at least 10% of the stock may elect to be excluded.   Also, Trustees of a Trust may elect exclusion from coverage.

COOPERATIVE CORPORATIONS  Labor Code 3352(18)

Officers or Directors covered by health insurance and a disability policy may elect exclusion from work comp coverage, regardless of their ownership percentage.

PROFESSIONAL CORPORATIONS   Labor Code 3352(18)

Owners covered by health insurance may elect exclusion from work comp coverage, regardless of their ownership percentage.   

PARTNERSHIPS AND LIMITED LIABILITY COMPANIES   Labor Code 3352(17)

General Partners or Managing Members of LLC’s may elect to be excluded from work comp coverage.   Their ownership interest may now be held in a revocable trust.

In all of the above situations, an individual Waiver of Coverage form must be signed stating, under penalty of perjury, that she/he is eligible to be excluded from coverage on their next workers’ compensation policy renewing on or after 7/1/18 and it must be returned prior to the policy renewal date.  Where policyholders previously signed and returned their  applicable Waiver of Coverage forms under AB2883 and no updated changes are necessary, no action is required.

Where owners are now eligible for exclusion under SB189 and would like to elect exclusion on their workers’ compensation policy incepting 7/1/18 and forward, the individual signed Waiver of Coverage forms must be returned to their insurance company prior to the policy renewal date.   The insurance carrier  may elect to backdate the acceptance of the waiver up to 15 days prior to receipt, but is under no legal obligation.   If an eligible individual does not submit a Waiver of Coverage form, her/his payroll will be included for coverage.

You may receive a communication from your workers’ compensation insurance company regarding these changes However, if you don’t and have questions or need assistance with submitting Waiver of Coverage forms or understanding AB2883 and/or SB189, please contact your InterWest representative.   Additional information can also be found at SB 189 Notice to Insurers, FAQs, and Sample Waivers.  

 


April 2018 Newsletter

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  • April 2-6, 2018 – Helping a Local Hero – InterWest’ s Sacramento office partners with Homes for Our Troops
  • April 8, 2018 – 8th Annual Credit Union SACTOWN 10 Run to Benefit Children’s Miracle Network Hospitals! America’s Credit Unions Working Together
  • April 28th, 2018 – The Human Race Sonoma- InterWest’s North Bay Team supports Sonoma County Nonprofits!
  • May 12th, 2018 – 6th Annual Shasta Mud Run- Benefiting the programs of the Youth Violence Prevent Council of Shasta County
  • Reducing Risks to Your Business Vehicles
  • JOIN US – 2nd Quarter Employers’ School – Developing an Effective Safety Program
  • ACA Webinar – Health Care Reform: May Update
  • CPR & First Aid Certification Training
  • Commercial Group Captive Insurance Seminar – April 12, 2018
  • Are You Getting Enough Sleep?
  • Beyond Wellness: Workplace Health Initiatives That Work
  • Can Fun Fitness Apps Improve Wellness Participation?
  • Clearing the Haze About Marijuana in the Workplace
  • SHRM Welcomes Transparency on Response to Sexual Harassment
  • IRS 226J Letters: What They Are and How To Respond
  • EBRI Research Finds Growth in Self-Insured Health Plans Among Smaller Employers; Stalling Among Larger Employers
  • Has Enrollment in HSA-Eligible Health Plans Stalled?

                                                 


March 2018 Newsletter

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  • Crisis Response and Disaster Contingency Planning: Are You Ready?
  • JOIN US – 2nd Quarter Employers’ School – Developing an Effective Safety Program
  • Commercial Group Captive Insurance Seminar – April 12, 2018
  • CPR & First Aid Certification Training
  • How to Design an Engaging Employee Wellness Program
  • Know About the Roth 401(k) Surprise?
  • 5 Wage and Hour Compliance Issues That Could Cost Employers
  • HR Professionals Indicate Recognition Programs Have Positive Impact on Retention and Recruitment
  • HR 101: 5 Ways to Win Back Your Stressed Out Workers
  • Research Finds Some Employees Unaware of Company Sexual Harassment Policies
  • HSA Use Increasing Among Those Under 65
  • 3 Ways to Maximize Participation Rates in Voluntary Benefits
  • Workers Rank Health Care as the Most Critical Issue in the United States

 


February 2018 Newsletter

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  • InterWest Opens New Office in Windsor, California
  • Small Manufacturers: Think You’re Not a Target for Cyber Thieves? Think Again.
  • ACA Webinar – The ACA After the Tax Cuts and Jobs Act
  • CPR & First Aid Certification Training
  • JOIN US – Forklift Train-The-Trainer Workshop
  • Moving Beyond “Wellness” in 2018
  • Top 10 Regulatory Issues for Small Businesses in 2018
  • What Benefits Matter Most To Gen Xers?
  • How To Protect Your Employees From Identity Theft During Tax Season
  • Driving Your Organization’s Success Using Benefits as a Recruitment Tool

 


January 2018 Newsletter

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  • JOIN US – 1st Quarter Employers’ School – Employment Law Updates & Case Law
  • Employee Benefits Special Interest Webinar…Making Sense of ACA Reporting – January 17, 2018
  • Group Captive Insurance Seminar – January 31, 2018
  • CPR & First Aid Certification Training
  • JOIN US – Forklift Train-The-Trainer Workshop
  • Why Do Some Employee Wellness Benefits Go Unused?
  • 3 Ways HR And Benefits Managers Can Mitigate Cybersecurity Risks
  • What Sexual Harassment Is and Isn’t
  • HSA Priorities and Strategies Differ By Age and Financial Goals
  • The Role of EAPs in the Wake of Natural Disasters
  • Three Corporate Health Trends To Watch in 2018

December 2017 Newsletter

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  • Federal Electronic Recordkeeping Standard
  • California Workers’ Compensation Senate Bill 189 – Coverage Waiver Requirements Update
  • InterWest office hours Friday, December 8, 2017
  • Happy Holidays!
  • Air Filtration Devices and Water Damage Claims
  • How Property Associations Can Protect Residents and Guests
  • 3 Best Practices For A Layered Cybersecurity Program
  • Holiday Office Party Disasters and How To Avoid Them
  • JOIN US – 1st Quarter Employers’ School – Employment Law Updates & Case Law
  • Employee Benefits Special Interest Webinar…Making Sense of ACA Reporting – January 17, 2018
  • Group Captive Insurance Seminar – January 31, 2018
  • CPR & First Aid Certification Training
  • Employee Health a Competitive Advantage?
  • Make EAP Great Again: 10 Tips to Find a Robust EAP Partner
  • What Benefits Matter Most To STEM Workers?
  • Compensation or Validation: What Matters Most to Employees
  • SHRM-Supported Bill to Expand Paid Leave and Flexibility for All Employees Introduced in House
  • 3 Ways To Improve the Open Enrollment Process
  • 5 Facts About HSAs and Cafeteria Plans

November 2017 Newsletter

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  • Our Message of Hope and Support
  • ACA Webinar – What’s New with the Affordable Care Act (ACA)?
  • JOIN US – Group Captive Insurance Webinar – November 14, 2017
  • CPR & First Aid Certification Training
  • Behavior Change: The Focal Point of Successful Employee Well-Being Initiatives
  • 9 New 2018 Tax Numbers to Know
  • Employers Likely to Offer More Voluntary Benefit Options During This Year’s Open Enrollment Period
  • 2018 IRS Guidelines on Retirement Plan Contributions Released
  • DOL Boosting “Missing Participant” Retirement Plan Audits
  • Most HSAs Rolled Over Money at the End of 2016
  • 5 Communication Insights (and Actions) for Open Enrollment

October 2017 Newsletter

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  • OSHA’s Electronic Recordkeeping Rule and California Employers
  • Timing is Everything In Crime Insurance Claims
  • Manufacturers Vulnerable to Cyberrisk
  • 5 Ways to Defend Your Family Business Against Fraud
  • JOIN US – 4th Quarter Employers’ School – A Hodgepodge of Important Topics for HR Professionals, Executives and Business Owners
  • ACA Webinar – What’s New with the Affordable Care Act (ACA)?
  • Register Now – Captive Insurance Overview
  • CPR & First Aid Certification Training
  • Prevent Food Poisoning
  • EEOC Warns of Chaos’ If Workplace Wellness Rules Are Tossed Out
  • 6 Employee Benefits Trends in 2017
  • Fall Means Football and That Means It’s Also Time for Sports Pools at Work
  • HR: Face Your Fears
  • 8 Common Questions About HSA Distributions
  • 12 Key Factors for Blended Families in IRAs, Qualified Retirement Plans
  • HSA/FSA Facts Employees Should Know During Open Enrollment
  • After Years of Erosion, Mid-size and Some Small Employers Added Health Coverage in 2016

September 2017 Newsletter

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  • Sending Support & Hope to Hurricane Victims
  • InterWest Gives Back Week – Coming Soon
    Join Us in Supporting St. Jude Children’s Research Hospital September 11th – September 15th
  • Smoothing a Rough Road: Understand the Drivers of Commercial Auto Insurance Costs
  • 3 Issues With Insurance for 3D Printing, Sharing Economy, Emerging Industries
  •  Tips to Reduce Workers’ Comp Claims in Restaurants
  • Sit Up Straight: Millennials, Safety and Ergonomics
  • JOIN US – 4th Quarter Employers’ School – A Hodgepodge of Important Topics for HR Professionals, Executives and Business Owners
  • CPR & First Aid Certification Training
  • Large Employers Broadening Employee Health Programs
  • When Does Wellness Work?
  • Caregiving Benefits Moving To Forefront
  • Top 10 Dos & Don’ts of FMLA Compliance
  • Voluntary Benefits: 5 Ways Companies Can Educate Employees
  • Employers Moving Away From Traditional Health Care Cost Control Methods

 


August 2017 Newsletter

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  • Protecting Your Business from Wildfires
  • ACA Webinar – Repeal and Replace or Just Repeal? The Latest on Health Care Reform
  • CPR & First Aid Certification Training
  • 3 Traits of a Successful Well-Being Program for Employees
  • 6 Common Legal Pitfalls for Wellness Programs
  • Stretching the Definition of Wellness to Improve Employee Health
  • The Role of Self-Service Software
  • Workplace Bias Can Cause Employees to Quit and Disparage Company on Social Media
  • Employers Can Help Caregiver Employees Through Benefits
  • Two Years Later: Marriage Equality & The Workplace
  • Premiums the Big Factor in Health Plan Choice
  • Disability and Defined Contribution Plans: An Explosive Mix

July 2017 Newsletter

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  • 5 Ways Fleet Tracking Can Help Cut Fuel Costs
  • Implementing a Safety Culture for Company Drivers
  • Effective Safety Training: Are Your Employees Practicing Their Mistakes?
  • JOIN US – 3rd Quarter Employers’ School – Guide to the Cal/OSHA Inspection Process
  • CPR & First Aid Certification Training
  • Wellness Programs On The Rise As Employers Consider More Than ROI
  • How to Motivate Employees with Autonomy, Growth & Purpose
  • Vast Majority of Employers Have Employee Recognition Programs
  • ACA and Compliance: Act Now, Help Yourself Out Later
  • Employers Need to Protect Benefit Plans Against Cyberattacks
  • High-deductible, Consumer-Driven Health Plans Continue Growing

 


June 2017 Newsletter

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  • REMINDER: PCORI Fees Due By July 31, 2017
  • InterWest’s Sacramento Office Relocation
  • CPR & First Aid Certification Training
  • Captive Insurance Seminar – June 22, 2017
  • Maximize Employee Benefits by Integrating an EAP
  • Avoid the Working Retirement Tax Penalty
  • Employee Legal Issues Can Spiral Out Of Control, Affecting Employers
  • Equity and Openness Are Key Contributors to Job Satisfaction; Employee Job Satisfaction Remains High
  • Generational Split on Health Benefits Led by Millennials
  • 5 Ways Employers Can Get Employees on Board with Financial Benefits
  • Health & Retirement Plans Still a Strong Draw to Workers, Benefit to Employers


May 2017 Newsletter

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  • Congress Overturns OSHA Recordkeeping Rule
  • InterWest’s Sacramento Office Relocation
  • Top 6 Insurable Incidents Small Business Owners Faced in 2016
  • Join Us – 2nd Quarter Employers’ School – Workers’ Compensation Claims Management and Positive Employee Morale Benefits your Business
  • ACA Webinar – ACA Update/Debrief on “Repeal and Replace” – What to Anticipate Going Forward
  • Captive Insurance Seminar – June 22, 2017
  • CPR & First Aid Certification Training
  • Fruit and Vegetable Safety
  • Wellness Programs, Financial Incentives On the Rise
  • Worksite Wellness
  • EAP Options for Today’s Workforce: Maximizing Value by Design
  • HR May Struggle in 2017 to Address Critical Issues
  • Who Switches Health Plans and Why
  • One of the Best New Employee Benefits is About to Get Even Better


April 2017 Newsletter

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  • 5 Key Facts About Small Business Auto Insurance Coverage
  • Join Us – 2nd Quarter Employers’ School – Workers’ Compensation Claims Management and Positive Employee Morale Benefits your Business
  • Captive Insurance Seminar – May 2, 2017
  • CPR & First Aid Certification Training
  • Fruit and Vegetable Safety
  • Ground Water Awareness
  • How Key is Health Coaching for Wellness Programs?
  • Virtual Fitness Key to Unlocking Wellness Engagement in 2017
  • Study of Employers Finds Parental and Caregiving Leave Benefits Have Remained the Same Since 2012
  • Small Business Benefits Benchmark Report Released
  • Top 5 Best Work Benefit Trends for 2017
  • More Perks, More Loyalty?

                                        


March 2017 Newsletter

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  • Business Interruption: How Not to Stay Down When You’re Out
  • 6 Risks Small Business Owners Face When They Grow
  • California’s Oroville Dam Crisis Highlights Importance Of Flood Insurance, Preparedness
  • Not All Data Breaches are Created Equal
  • 10 Tips for Keeping Workers Safe From Winter Weather Hazards
  • Captive Insurance Seminar – May 2, 2017
  • CPR & First Aid Certification Training
  • Wellness Programs Could Cut Workplace Stress
  • Flexible Schedule Beats Out PTO for American Employees
  • IRS to Continue Accepting Tax Returns without Indication of Health Insurance
  • IRS Rules Against Kids, Spouses of Employer Health Spurners
  • HR Jobs on the Rise
  • Quality of Benefits Packages Affects Company Reputation
  • What Benefits Do Millennials Want the Most?

                                            


February 2017 Newsletter

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  • President Trump Issues Executive Order on the Affordable Care Act
  • Drought-to-Drenched California Faces H20 Balancing Act
  • Is That Claim Covered?
  • JOIN US – 1st Quarter Employers’ School – Labor Law Updates/OSHA Reporting
  • ACA Webinar – Post-Inauguration ACA Update
  • CPR & First Aid Certification Training
  • Stay Active and Heathy in the New Year
  • The State of Wellness Programs in 2016
  • Weed Is Legal, But That Doesn’t Mean You Have The Green-Light to Light Up At Work
  • The 2017 See-Saw Overtime Rules
  • HSAs Could Play Bigger Role in Retirement Planning
  • 5 Workplace Protections Against Discrimination
  • Open Enrollment Has Ended — Time to Start Again?
  • 7 Top Workplace Benefit Trends for 2017
  • “Narrow Provider Networks” So Far Not Spreading Quickly from Health Exchange to Employer Plans

                                              


January 2017 Newsletter

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  • REMINDER: NEW REQUIREMENT FOR REPORTING FIRST AID CLAIMS
  • Does Traditional Coverage Apply When Cyber Attacks Cause Physical Damage?
  • Climate Extremes and the Impact on Businesses, Jobs and Economies
  • Finding Coverage that Matches Your Business Size
  • JOIN US – 1st Quarter Employers’ School – Labor Law Updates/OSHA Reporting
  • CPR & First Aid Certification Training
  • A Decade Later, Workplaces Have Vastly Improved
  • SHRM-Globoforce Survey Shows Recognition Efforts More Likely to Be Successful When Tied to Organization’s Core Values
  • ACA Exchanges Push Back Jan. 1 Coverage Signup Deadline
  • 4 Tips for Employers Before Trump’s Swearing In
  • “Narrow Provider Networks” So Far Not Spreading Quickly from Health Exchanges to Employer Plans
  • Enrich Benefits Package by Adding Health, Retirement Options

                                               


December 2016 Newsletter

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  • Happy Holidays!
  • InterWest offices will be closed Friday, December 9, 2016
  • 4 Ways to Avoid Giving Your Data to Cyber Thieves This Holiday Season
  • How to Protect Small Businesses from Retaliation Claims
  • Cargo Tips to Secure Holiday Shopping Supply Lines
  • CPR & First Aid Certification Training
  • Corporate Culture, Chronic Disease and the Care Continuum
  • The 5 Stages of (Overtime) Grief: Businesses Come to Grips with New Regulations
  • 4 Key Steps for Eliminating Employees’ ACA Form 1095 Confusion
  • Data Analysis Skills in Demand for Jobs of the Future
  • What Comes After the ACA?
  • Consumers Confused About Managing Health Costs
  • Workers Like Their Health Plans, But Worry About Future Access and Affordability

                                               


November 2016 Newsletter

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  • AB 2883 – Changes to California Workers’ Compensation Law Effective 1/1/17
  • OSHA Releases Updated Workplace Safety and Health Voluntary Practices
  • 5 Tips to Get Your Business Up and Running After a Natural Disaster
  • JOIN US – 4th Quarter Employers’ School – Construction Defect
  • ACA Webinar – Post-election results and ACA outlook
  • CPR & First Aid Certification Training
  • Support from Management Increases Employee Well-Being
  • The Real Value of Health Fitness Trackers: Perplexing But Important Research for Employee Wellness
  • Health Savings Accounts: The Most Valuable Employee Benefit
  • New Employment Laws for 2017
  • Significant Difference in Maternity and Paternity Paid Leave That Reinforces Gender Roles
  • Avoid These 12 Common Open Enrollment Mistakes
  • IRS Blocks Employer Health Plan Threat Strategy
  • High Deductibles for Employees Getting Even Higher
  • 5 Benefits Employees Value

                                               


October 2016 Newsletter

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  • Minimum Wage–What Was Once Simple, Is No Longer
  • Top Cyber Threats Can Shift by Industry, But Risk is Universal
  • Disaster Preparedness? There’s an App for That
  • JOIN US – 4th Quarter Employers’ School – Construction Defect
  • ACA Webinar – Post-election results and ACA outlook
  • CPR & First Aid Certification Training
  • Target Workplace Obesity Directly
  • Culture, Communication Obstacles Driving Low Wellness Participation
  • HR, Finance Departments Need to Collaborate Better
  • Race, Gender Make Raise Negotiations Challenging
  • Benefit Offerings Skyrocket Over Two Decades
  • HSAs Cause Low-Income Workers To Avoid Some Types of Health Care
  • 6 Ways Big Employers Cut Health Benefits Costs

                                               


September 2016 Newsletter

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  • Changes for 2017 California Experience Modifications
  • 2016 Best Practices Agency
  • What Business Owners Need to Know About Cyber Risk from Wearable Devices
  • CPR & First Aid Certification Training
  • 4 Reasons to Welcome the EEOC Wellness Rules
  • The Role of Benefits Engagement in Effective Wellness Programs
  • Mining for Claims
  • Parents Value Flex Time Over Money
  • The Real Threat of Workplace Violence
  • Average Cost-per-Hire for Companies Is $4,129
  • Small Employers Cutting Health Coverage Post-ACA, Big Employers Hold Steady
  • Special COBRA Issues Explained
  • Self-Insured Growing in Small, Medium-Sized Firms

                                               


August 2016 Newsletter

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  • InterWest Has Expanded its Presence in the North Bay
  • 10 Tips for Lifting Safely on the Job
  • Getting Serious About Risk Management
  • Protecting Your Business Against Contingent Business Interruption and Supply Chain Disruption
  • What’s Your Data Breach Response Plan?
  • Smaller Companies More Vulnerable to Employee Theft
  • CPR & First Aid Certification Training
  • JOIN US – 3rd Quarter Employers’ School – Cyber Liability and Technology E&O
  • ACA Webinar – Mid-Year Observations on the Affordable Care Act
  • CDC Issues Travel Guidance Related to Miami Neighborhood with Active Zika Spread
  • How Office Lighting Can Boost Your Productivity
  • 3 Keys to Creating an Employee-Centric Wellness Plan
  • Employers Face Increased Challenges in Recruiting, Hiring Qualified Job Applicants
  • Student Loan Benefits: Dormant, or Ready to Explode
  • Why More Workers Blew Off Employer Health Coverage
  • Counting Employees Doesn’t Always Add Up

                                                  


July 2016 Newsletter

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  • ATTENTION LANDSCAPING AND TREE TRIMMING OPERATIONS
  • InterWest Dispatch #4 – Everest 2016
  • Join Us – 3rd Quarter Employers’ School – Cyber Liability and Technology E&O
  • Join Us – Captive Seminar July 28, 2016
  • ERISA (Employee Retirement Income Security Act) Wrap Plan Document Compliance Webinar
  • CPR & First Aid Certification Training
  • How to Meet Employees Where They are in Health
  • 5 Sleep Tips to Amp Up Productivity
  • 4 Ways HR Managers Can Minimize Natural Disaster Risks
  • 4 Tips for Moving Employees Abroad
  • 10 Weird HSA FAQs
  • 3 Key Takeaways of Designing Employee Benefits Programs
  • Employer Plans May Face Huge Non-English Notice Hurdle

                                   


June 2016 Newsletter

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  • New OSHA Recordkeeping Requirement . . . And Yes, Cal/OSHA is Adopting Federal OSHA and the “Nudge” Rule      
  • InterWest Dispatch #3 – Everest 2016
  • InterWest Dispatch #2 – Everest 2016
  • Managing Risk: Drowning Prevention
  • CPR & First Aid Certification Training
  • Join Us – Captive Seminar June 21, 2016
  • Wellness Programs Benefit Employers, Employees
  • Can Video Training Change Employee Behavior?
  • How Important are Non-Cash Recognition Options?
  • Will Overtime Rule Reduce Telecommuting?
  • What is Voluntary Insurance — and Why Do Employees Need It?
  • Avoiding a Benefits Disconnect with Employees
  • Make Long Term Care Part of the Employee Financial Wellness Discussion
                                                                                   

May 2016 Newsletter

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  • California Workers’ Compensation Reform           
  • Manage My Insurance – New Look              
  • InterWest Dispatch #1 – Everest 2016
  • 7 Ways Ransomware Could Invade Your Company
  • CPR & First Aid Certification Training
  • ACA Webinar – 2016 ACA Updates
  • Introductory Presentation – Micro Captive 831(b)
  • Wash Your Hands
  • Better Mental Health is Good for Global Economy
  • Are Wellness Plans Changing?
  • 3 Keys to Maintaining Compliance with a Global Workforce 
  • How to Keep Employees Happy
  • The Excise Tax on High-Cost Health Plans
  • American Workers Getting Restless Over Current Mix of Wages and Benefits                          
                                                                                   

April 2016 Newsletter

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  • InterWest Brokers participate in Chubb Charity Challenge and raise $9,000 for Wounded Warrior Project
  • Mark your calendar for April 23rd! Walk a Mile in Her Shoes – 2016
  • JOIN US – 2nd Quarter Employers’ School – Workers Compensation for Employers – The Role of Employers in Eliminating and Managing Workplace Injury Claims
  • Introductory Presentation – Micro Captive 831(b)
  • CPR & First Aid Certification Training
  • 8 Ways to Help Employees Find Time for Fitness
  • EEOC-Approved Wellness: It’s Easier than You Think
  • Is Your Business Prioritizing or Neglecting its Wage and Hour Obligations?
  • Survey of Executives Reveals Gap in Leadership Competency
  • Perks Keep Getting Nicer—For Some Workers
  • Taking a Cue From Top Companies: Better Pay, Better Engagement
  • 10 Employer Health Plan Trends for 2016
  • Mishandling of Employee Meal & Rest Breaks                                                                       
                                                                                   

March 2016 Newsletter

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  • Everyone Is Responsible for Safety: The Myth and Solution
  • A Look at Environmental Risks for Property Owners
  • 5 Liability Issues Restaurant, Bar and Tavern Owner Needs to Watch Out For
  • 3 Steps to Take to Create a Safer Office
  • CPR & First Aid Certification Training
  • Wellness Programs Appear to Improve Medication Adherence for Some Diseases but Not Others
  • An Appetite for Improving Wellness ROI
  • Do An Annual Human Resource Audit
  • Mishandling of Employee Meal & Rest Breaks
  • 10 Reasons for Helping Employees Be More Resilient
  • Obstacles to Flexible Retirement Lie with Employers
  • Secrets to Making Reference-Based Pricing Work
  • Feds Hint at Coming Mental Parity Suits
  • Most Americans Don’t Hate Their Health Insurance

 


 

February 2016 Newsletter

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  • A Partner in Business Protection.
  • InterWest ranks 3rd on the list of Top 25 Employee Benefits Consulting Companies in the Sacramento, El Dorado, Placer and Yolo Counties
  • 2016 Revised Workers’ Compensation Notices for California Employers
  • Defending Against Cyber Risk
  • Winter Weather Problems Provide Brain Teasers
  • 4 Tips to Limit the Risk of a Big Catastrophe Getting Bigger
  • ACA Webinar – ACA Update and Review of Reporting Requirements
  • CPR & First Aid Certification Training
  • Healthy New Year
  • Thoughts on How to Help Employees Deal with Stress
  • Are Wellness Incentives Enough?
  • Thompson’s Top HR Stories of 2015
  • 5 Workplace Trends to Spot in 2016
  • 2 Social Security Changes and Their Effect on Retirement Income
  • Generational Differences About Benefits: Millennials Less Interested, Tuned In
  • 5 Risk Factors That Threaten Your Health Benefit Investment
  • Consumer-Driven Health Plans Driving Cost-Conscious Behavior

 


January 2016 Newsletter

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  • Mandatory OSHA Reporting Requirements
  • Small Business Owners Feeling Optimistic
  • How Industrial Companies Can Manage Cyber Threats
  • JOIN US – 1st Quarter Employers’ School – Labor Law Updates & “Hot Button” Employment Issues
  • ACA Webinar – ACA Update and Review of Reporting Requirements
  • CPR & First Aid Certification Training
  • Combatting Workplace Fatigue: To Sit or Not to Sit?
  • Save the Snacks
  • Getting Employees Engaged in Health: One Step at a Time
  • Substance Abuse Policies
  • 5 Big HR Trends to Watch in 2016
  • A Look Back at Health Care in 2015
  • Workers View Benefits as Essential – Especially Health Coverage
  • The Hot, New Employee Benefit: Student Loan Repayment

 


December 2015 Newsletter

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  • Happy Holidays!
  • InterWest offices will be closed Friday, December 11, 2015
  • InterWest recognized as one of 35 “Elite Agencies” in the US by Insurance Business America
  • Risk Management Platform Upgrade
  • Do You Need Workers’ Comp for Telecommuting Employees?
  • JOIN US – 1st Quarter Employers’ School – Labor Law Updates & “Hot Button” Employment Issues
  • CPR & First Aid Certification Training
  • Please, (Cough) Just Call in Sick
  • Is Yoga the Best Wellness Activity?
  • Worker Flexibility Needs More Corporate Support
  • More Employers Moving Seasonal Hires to Full Timers
  • U.S. Health Coverage Up, But Coverage Through Employment-Based Health Plans Flat
  • Benefits Take on New Importance in Recruiting and Retaining Employees
  • 7 Benefits of HSAs

 


November 2015 Newsletter

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  • Thank You!
  • InterWest Gives Back – Fundraiser Supporting Wounded Service Members through Wounded Warrior Project
  • Drug-Impaired Driving on the Increase While Drunk Driving Declines in the U.S.
  • Workplace Violence: Using Behavioral-Based Interviewing to Predict Risk
  • Cyber Crime: The Gift That Keeps on Giving
  • ACA Webinar – 2015 Year End ACA Compliance and Reporting Update
  • CPR & First Aid Certification Training
  • 8 Wellness Engagement Tips
  • Why it’s Time to Let Employees Stand Up
  • This is HR’s Biggest Headache
  • Workplace Violence: Using Behavioral-Based Interviewing to Predict Risk
  • Fewer Workers Seeing Health Cost Increases
  • Employers Planning How to Manage Older Worker Costs

 


October 2015 Newsletter

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  • 5 InterWest Teams to Support Junior Achievement’s 2015 Crazy Bowl Fundraiser!
  • InterWest works with Stop Hunger Now Meal Packaging Host Tilton Pacific Construction to help people in need
  • Wildfire: Tips to Protect Your Family, Home, and Property
  • 5 Keys to Managing a Data Breach
  • What Causes the Most HVAC Systems Claims? You Might Be Surprised
  • Don’t Shoot that Drone!
  • Are You Prepared for a Cyber Attack?
  • JOIN US – 4th Quarter Employers’ School – ADA Compliance & Return to Work
  • ACA Webinar – 2015 Year End ACA Compliance and Reporting Update
  • CPR & First Aid Certification Training
  • Food Safety Savvy
  • Nutritional Focus at Work Reduces Worker Obesity Rate
  • How HR Can Help Following Disaster
  • Role of HR Becoming More Strategic, New Report Shows
  • Understanding PPACA Reporting Requirements
  • Student Loan Help as Valuable to Employees as a 401(k) Plan

 


September 2015 Newsletter

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  • 3Strands Break Free Run-the Race to End Human Trafficking
  • Champions for Economic Success!
  • 11 Tips for Effective Cybersecurity
  • Disaster-Proof Your Business: An Insurance Checklist From The I.I.I.
  • JOIN US – 4th Quarter Employers’ School – ADA Compliance & Return to Work
  • CPR & First Aid Certification Training
  • Wellness Programs and the Americans with Disabilities Act: The EEOC Weighs In
  • Best-Kept Secret: Company Wellness Plan?
  • Human Resource Generalist Is Most in-Demand HR Position
  • Where Have All the Workers Gone?
  • HSA Balances Show Continued Growth
  • Is the Stand-Alone HRA Making a Comeback?
  • “Satisfaction Gap” Narrowing Between Traditional and Consumer-Driven Health Plans

 


August 2015 Newsletter

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  • Reducing Risks to Your Business Vehicles
  • Loading Dock Safety
  • JOIN US – 3rd Quarter Employers’ School – EEO Compliance and Conducting Workplace Investigations
  • ACA Webinar – 2015 Mid-Year Update on the Affordable Care Act
  • CPR & First Aid Certification Training
  • Nontraditional Offerings Changing the Wellness Game
  • The 5 Pieces of Employee Wellness
  • HR is the ‘Conscience’ of Workplace Culture
  • Employee Recognition Programs Tied to Organizational Goals More Likely to be Rated Highly
  • Which Workplace Benefits are On the Rise (and Which Aren’t)
  • Self-Insurance Growing, but Not Among Small Firms So Far
  • 3 Reasons Why HSAs Might Explode

 


July 2015 Newsletter

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  • InterWest offices will be closed Friday, July 3, 2015
  • Business Interruption Insurance Becomes an Essential Risk Management Tool
  • JOIN US – 3rd Quarter Employers’ School – EEO Compliance and Conducting Workplace Investigations
  • CPR & First Aid Certification Training
  • Incentives Are Not the Only Way to Increase Wellness Program Uptake
  • 5 Tips for Improving Employee Feedback
  • The Demographics of Consumer-Driven Health Plans
  • Employers Embracing Onsite Health Centers
  • Many HSAs Could Trigger Cadillac Tax

 


 

June 2015 Newsletter

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  • Work Safely With Aerosol Cleaners
  • CPR & First Aid Certification Training
  • 5 Important Wellness Findings
  • 6 Nontraditional Wellness Benefits Changing the Game
  • 3 Tips for Employers Recruiting College Graduates
  • 4 Ways to Create Managers Employees Want to Work For
  • Why Millennials Quit Their Jobs
  • How “Big Data” is Changing the Benefits Sector
  • Employers Fear Rising PPACA Compliance Costs

 


 

May 2015 Newsletter

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  • Heat Illness Update
  • Preparing for Disaster: A 12-Step Program for the Practical Policyholder
  • These are the Top 10 Property and Liability Claims for Small Businesses
  • Distracted Driving
  • Stair Safety
  • CPR & First Aid Certification Training
  • ACA Webinar – 2015 ACA Reporting Requirements and Department of Labor Audits – How to Prepare
  • Financial Incentives Key to Effective Wellness Programs
  • C-Suite Key to Wellness Participation
  • Big Data Key to HR’s Future
  • Why Your Performance Review Process Is All Wrong
  • How to Hire Safe People
  • Employees Need Help Navigating CHIP
  • Employer, Worker Contributions to Health Savings Accounts Are Decreasing
  • Businesses Must Be Solution to Health Crisis

 


 

April 2015 Newsletter

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  • A New HR Library Resource
  • Silver Lining? Weather Pattern Causing Drought is Also Reducing Number of Tornadoes in U.S. This Year
  • Is Insuring Your Identity Against Fraud Worth It?
  • A New HR Library Resource
  • Public Entities Targeted By Cyber Attacks
  • JOIN US – 2nd Quarter Employers’ School – Safety Recognition and Injury & Illness Prevention Programs
  • CPR & First Aid Certification Training
  • The Other Side of Wellness
  • Workers’ Comp Best Practices: Four Steps to Employee Wellness
  • Most Employers Provide Paid Leave
  • Women Seek Better Benefits to Help Achieve Work-Life Balance

 


 

March 2015 Newsletter

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  • Protect Yourself! 5 Steps to Ensure Smart Product Liability Coverage
  • Product Recall: Understand Your Policy, or Else
  • 6 Ways to Reduce Business Premises Liability
  • Flood Insurance
  • CPR & First Aid Certification Training
  • ***Newly Added*** Redding Employers’ School Session
  • Employee Participation in Wellness Programs and Flexible Work Arrangements on Rise
  • Employees Want Wellness Plans with Meaningful Incentives
  • Employees Not Getting the Workplace Flexibility They Want
  • Preparing for an Aging Workforce
  • Who Maxes Out on Health Savings Accounts
  • Bring Mental Wellness to Benefits
  • Employer Contributions Key to Health Accounts

 


 

February 2015 Newsletter

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  • TRIA, at Long Last
  • The Key to Valuing Power Tools
  • The 3 Keys to Mitigating Electrical Risks in the Workplace
  • Better Late Than Never: Obama Signs TRIA into Law
  • ***Session Added*** Redding Employers’ School
  • CPR & First Aid Certification Training
  • ACA Webinar – What’s next for the ACA?
  • Half of Workers Aren’t Taking Vacations
  • Workers Battling the Post-Holiday Blues
  • Top 7 HR Predictions for 2015
  • HR Must Remember its Roots
  • Employers Applaud Employer Mandate Bill
  • Lavish ‘Cadillac’ Health Plans Dying Out as PPACA Tax Looms
  • Consumer-Driven Health Plans Show More Patient Involvement in Their Health Care