Who we serve

One yoga studio or twenty locations with a pool — same specialists, same phone number.

Programs built for how fitness businesses actually run — multi-location clubs, full-service gyms, boutique studios, courts and pools.

Multi-site clubs & chains

Two locations or twenty: one program covering all of them, with schedules that stay accurate as you open, close and remodel.

24-hour access, full-service floors, kids clubs and recovery spaces — exposure moves with every amenity you add.

Boutique footprints still generate real claims — from hands-on instruction to franchise standards and off-site sessions.

Tennis, pickleball, padel and more put leagues, juniors, coaches and outdoor courts on the same site — each with its own risk.

A pool changes an insurance program more than almost anything else a club can add.

If your operation doesn't fit a neat category, we've probably written one like it. Bring it to us and we'll tell you honestly.

DanceSports performanceRecreation centresChildcare roomsClimbingMartial arts

Need personal trainer liability? ACE Approved trainer program.

Most clubs are two or three of these at once. Start the quote and we'll sort it out with you.